Mortgage Calculator

Estimate your monthly payment, total interest, and the full amortization schedule. Updates as you type; everything stays in your browser.

Monthly payment (P&I)
Loan amount
Total interest
Total paid

Amortization schedule

How it's calculated

The monthly principal & interest uses the standard amortization formula on your loan amount (price minus down payment), interest rate, and term. It excludes property tax, insurance, and HOA — add those separately for a full housing payment. Buying a rental instead of a home? Use the rental property calculator to see cash flow and returns.